Better Business Bureau Report for
Loaves and Fishes of Contra Costa

Better Business Bureau Report issued April 2013
Better Business Bureau Report expires April 2015

Does not meet one or more standards
This charity does not meet one or more of the 20 standards for Charity Accountability. Find out more...

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Charity Contact Information

Name: Loaves and Fishes of Contra Costa
Address: 510 Garcia Avenue, Unit H
  Pittsburg, CA 94565
Phone: (925) 687-6760
Web Address:
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Better Business Bureau Comments

Year, State Incorporated: 1983, California
Affiliates: None
Stated Purpose: "to feed the hungry of Contra Costa County by providing free lunch and free groceries."

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Evaluation Conclusions


Loaves and Fishes of Contra Costa (LFCC) does not meet the following 4 Standards for Charity Accountability.

Standard 6: Board Policy on Effectiveness - Have a board policy of assessing, no less than every two years, the organization's performance and effectiveness and of determining future actions required to achieve its mission.

LFCC does not meet this Standard because:

  • The board of directors does not have a written policy stating that, at least every two years, an appraisal be done assessing the organization’s performance and effectiveness and determining future actions required to achieve its mission.

Standard 7: Board Approval of Written Report on Effectiveness - Submit to the organization's governing body, for its approval, a written report that outlines the results of the aforementioned performance and effectiveness assessment and recommendations for future actions.

LFCC does not meet this Standard because:

  • It has never completed an effectiveness assessment.

Standard 16: Annual Report - Have an annual report available to all, on request, that includes: (a) the organization's mission statement, (b) a summary of the past year's program service accomplishments, (c) a roster of the officers and members of the board of directors, (d) financial information that includes (i) total income in the past fiscal year, (ii) expenses in the same program, fund raising and administrative categories as in the financial statements, and (iii) ending net assets.

LFCC does not meet this Standard because the most recent annual report did not include:

  • A roster of the board of directors
  • Total end of year net assets.

Standard 18: Privacy for Written Appeals & Internet Privacy - Address privacy concerns of donors by (a) providing in written appeals, at least annually, a means (e.g., such as a check off box) for both new and continuing donors to inform the charity if they do not want their name and address shared outside the organization, (b) providing a clear, prominent and easily accessible privacy policy on any of its websites that tells visitors (i) what information, if any, is being collected about them by the charity and how this information will be used, (ii) how to contact the charity to review personal information collected and request corrections, (iii) how to inform the charity (e.g., a check off box) that the visitor does not wish his/her personal information to be shared outside the organization, and (iv) what security measures the charity has in place to protect personal information.

LFCC does not meet this Standard because it does not have a privacy policy on this website,  

Loaves and Fishes of Contra Costa (LFCC) meets the remaining 16 Standards for Charity Accountability.
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The organization provides a free nutritious hot lunch Monday-Friday at five locations in Contra Costa County. It also distributes groceries at each location.

For the fiscal year ended June 30, 2012, LFCC's program expenses were:

Food Service 972,805
Total Program Expenses: $972,805
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Chief Executive : David Gerson, Executive Director

Chair of the Board: Cliff Seaholm
Chair's Profession / Business Affiliation: IT consultant

Board Size: 6

Paid Staff Size: 16

*Compensation includes annual salary and, if applicable, benefit plans, expense accounts, and other allowances.
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Fund Raising


Method(s) Used:

direct mail, invitations to fund raising events, grant proposals, internet, planned giving arrangements
Fund raising costs were 12% of related contributions. (Related contributions, which totaled $1,284,605, are donations received as a result of fund raising activities.)
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Tax Status


This organization is tax-exempt under section 501(c)(3) of the Internal Revenue Code. It is eligible to receive contributions deductible as charitable donations for federal income tax purposes.
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The following information is based on LFCC's audited financial statements for the fiscal year ended June 30, 2012.

Source of Funds  
Contributions - Donated Food 420,000
Contributions - Foundations 388,035
Contributions - Individuals 290,547
Special Events Income 65,920
Contributions - Business Organizations 46,350
Contributions - Religious Organizations 44,828
Grants - Government 15,000
Grants - Other 13,925
Interest and dividend income 5,950
Other income 2,263
Realized and unrealized gain (loss) on investments -11,906
Total Income $1,280,912


Uses of Funds as a % of Total Expenses

Programs: 80%  Fund Raising: 12%  Administrative: 8% 

Total income $1,280,912
Program expenses $972,805
Fund raising expenses 150,531
Administrative expenses 94,522
Total expenses $1,217,858
Income in Excess of Expenses 63,054
Beginning net assets 896,658
Ending net assets 959,712
Total liabilities 33,186
Total assets $992,898

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An organization may change its practices at any time without notice. A copy of this report has been shared with the organization prior to publication. It is not intended to recommend or deprecate, and is furnished solely to assist you in exercising your own judgment. If the report is about a charity and states the charity meets or does not meet the BBB Standards for Charity Accountability, it reflects the results of an evaluation of information and materials provided voluntarily by the charity. The name Better Business Bureau is a registered service mark of the Council of Better Business Bureaus, Inc.

This report is not to be used for fund raising or promotional purposes.

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